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Benefits by Design is a full-service group insurance consulting and brokerage firm. We specialize in providing comprehensive employee benefit products and packages. Our depth of experience and industry expertise enables us to develop plans that meet your company's specific goals and budget. Our objective is to create the optimal plan that will protect company assets while attracting and retaining top-level employees.

Our clients are our family. One of the challenges that we all worry about is not having coverage when we really need it. During the worst possible time, the transition from one carrier plan to another, a client with a large business came down with a life threatening illness. Because he engaged us before starting the move, we worked to ensure a smooth transition between physicians, hospitals and insurance coverage while he was receiving treatment. I had the opportunity not only to lend my expertise to navigate transfer of coverage, but was also able to visit him and loan an extra wheelchair that I had on hand. Fortunately he made a full recovery and we are so grateful to have them as clients.
- Kristine Kassel

Your Outsourced Benefits Department

As your outsourced benefits department, we are your advocate in all of your day-to-day employee benefit issues. We are available to serve each employee and answer all of their insurance-related questions. More than just creating plans and letting you move forward, we believe in long-term relationships. We are here when you need us, whether it is for a simple question, claims dispute or a larger issue.

Wonder if we really can help?

Benefits by Design has been our health insurance broker for over 15 years. As a small business, their understanding of the health insurance market has been invaluable as we maneuver changes in health care. Their team will research any issue we have and work with the insurance carrier to solve them. Most of all, with health care costs increasing annually, they have been able to find policies, with options such as telemedicine, that fit our budget.

Kathleen Duffy Ybarra

President & CEO, Duffy Group, Inc.

Experience Makes a Difference

With more than 50+ years of experience in the employee benefits industry, we’ve pretty much seen it all. Our clients span from just a few employees to more than a few hundred, so we understand the questions and concerns you have, no matter your size. Plus, we can help you grow, if that's your goal, by creating employee benefit plans that attract the individuals who will move your company where you want to go.

Early in my business, I had a young client. He was 30 and a business owner of an auto shop. Tragically, he got hit by a pole that lightning struck while driving during a monsoon and died. I remember hearing his name on the news and thinking to myself, how does that even happen? When his family called they were so grateful that he had a life insurance policy. That experience is one of the key reasons I am in insurance because I could help them through a very difficult, unexpected time.
- Kristine Kassel

Because of our experience and dedication to our clients, we are a trusted source for employee benefit plans in Phoenix and the surrounding areas including Tempe, Ahwatukee, Glendale, Peoria, Scottsdale, Avondale, Chandler, Apache Junction, and Anthem.

Need help with other human resources or business services? Here are a few experts we trust.

Unique Plans for Unique Needs

We create each employee benefits plan based on your needs and budget. Some of the solutions we have created include:

  • Manager-, supervisor-, or owner-only plans (a.k.a key person)
  • Creating dual- and triple-option plans
  • Offering HRA (Health Reimbursement Account) or HSA (Health Savings Account) plans
  • Innovative offerings including: telehealth, wellness plans and identity/legal protection
  • Ability to change plans “off renewal date” if the company needs to change during the plan year
  • Benefits packages at no cost to the employer

Do you really have time to do more research?

Insurance is at best a very complex, expensive and sometimes overwhelming endeavor. I wouldn't want to tackle it without Kristine and Benefits by Design. We've been a client for over 9 years and in an age of rising premiums and convoluted benefits, Kristine always keeps us well informed of the changing insurance market and provides us with the best coverage for the lowest cost. Kristine and her team are professional but also very personable making it a pleasure to deal with them, Kelley and Jill are amazing!

Jennie Randle

Operations Manager, Con-Wear Products, Inc.